Who Pays For Car Accident Compensation In Georgia?
Our attorneys fight the insurance companies to get you results
A car accident can change your life in seconds. You can sustain serious injuries causing lower back or shoulder pain that require extensive medical treatment. Your medical bills can start adding up. But you can't go back to work because of your injury and you're losing income. And your regular bills keep coming in. You deserve compensation for your injuries, but getting it won't be easy.
The car accident attorneys at Gary Martin Hays & Associates can help. We've handled countless car accident cases and know how to deal with insurance companies to maximize your compensation. Put our aggressive representation to work for you so you can pay your bills.
Is Georgia a no-fault state?
Georgia is a "fault" car insurance state. This means that the driver who caused your accident is generally responsible for paying damages. What it means for you as a victim is that you have different options for seeking compensation. The damages you seek should cover damages such as medical expenses, lost wages, and pain and suffering. Getting help from a car accident compensation lawyer can give you a better chance at securing the maximum compensation you need to recover.
You can file a claim with your own insurance company.
Each state has its own laws when it comes to car insurance. Georgia insurance laws require all drivers to carry car insurance. They must all carry minimum amounts of liability coverage, a legal term used to describe insurance coverage designed to pay for accident-related expenses in case of an accident.
All drivers in Georgia are required to have minimum amounts of liability coverage for injuries and property damage caused in a car accident. The minimum coverage is:
- $25,000 for the injury or death of one person
- $50,000 for the injury or death of more than one person in a single accident
- $25,000 for property damage
But the cost of a car accident often exceeds these limits. That's why it's a good idea to buy additional insurance coverage.